Medigap Plan F
Plan F is considered one of the most comprehensive Medicare Supplement plans available, covering a wide range of pocket costs left by Original Medicare. This plan is standardized by the federal government, meaning that all Medigap Plan F policies must offer the same exact coverage in every state and with every insurance carrier.
Plan F Coverage
Some of the benefits that Medigap Plan F covers include:
- Part A hospital coinsurance and up to an additional 365 days of hospital coverage
- Part B coinsurance or copayment
- The first three pints of blood each year
- Part A hospice care coinsurance
- Skilled nursing facility care coinsurance
- Part A hospital deductible
- Part B excess charges
- Foreign travel emergency care
- Preventive care
One of the main advantages of Medigap Plan F is that it covers all the out-of-pocket costs not covered by Original Medicare, including the Part A deductible, excess charges, and even preventive care. This plan is great for those who want to have as little out-of-pocket costs as possible, but also comes with a higher monthly premium.
Keep in mind that Medigap Plan F is not the right choice for everyone, and it’s important to consult with a Medicare expert before making a decision about your supplemental coverage. It’s important to compare the costs and benefits with other plans before making a decision. Our expert agents are available to help you compare your options and guide you to the plan that best fits your needs. Contact us today to learn more about Medigap Plan F and how it can help you supplement your Original Medicare coverage.