Medigap Plan K

Medigap Plan K is one of the options available for supplemental coverage. It offers a good balance of coverage and affordability, with a lower monthly premium compared to other more comprehensive plans.

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Supplemental Plan K

Medicare Supplement plans, also known as Medigap plans, are designed to help cover the out-of-pocket costs associated with Original Medicare. These plans are offered by private insurance companies and are standardized by the government, meaning that plans of the same letter (e.g. Plan A, Plan K) must offer the same coverage regardless of the insurer.

Plan K covers:

  • Part A hospital coinsurance and up to an additional 365 days of hospital coverage
  • Part B coinsurance or copayment
  • The first three pints of blood
  • Part A hospice care coinsurance
  • Skilled nursing facility care coinsurance
  • 50% of the Part A hospital deductible
  • 50% of the Part B excess charges

It’s important to note that Medigap Plan K does not cover some benefits that are covered by other plans like foreign travel emergency care or preventive care.

This plan is a good choice for those who are looking for a balance of coverage and affordability. However, it’s important to understand that Medigap Plan K will require the policyholder to pay for a portion of the costs not covered by Original Medicare. It’s important to consult with a Medicare expert before making a decision.

Our expert agents are available to help you compare your options and guide you to the plan that best fits your needs. Contact us today to learn more about Medigap Plan K and how it can help you supplement your Original Medicare coverage.

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